Commercial Coverage

Contractors Insurance

Comprehensive coverage for contractors, trades, and construction operations across Ontario. We protect your tools, crews, liability, and projects.

Who We Cover

Built for contractors, trades and construction businesses.

From residential renovation contractors to civil engineering firms, we help secure insurance programs that match the scope and complexity of your operations. Our brokers understand contractor risk and work with carriers that specialize in the segment.

We support general contractors, specialty trades, subtrades, owner-operators, and multi-crew operations across Ontario and Canada.

Core Coverages

What a contractor policy typically includes

Coverage programs are tailored to your specific trade and project type. Common inclusions:

Commercial General Liability (CGL)

Tools and equipment coverage

Contractors equipment floater

Builders risk / course of construction

Commercial auto for work vehicles

Wrap-up liability for projects

Errors & omissions (where applicable)

Trades We Work With

Specialty and general trades.

General ContractorsFull project management from groundbreak to handover, with wrap-up and site liability.

Electrical ContractorsLiability, tools, vehicles and completed operations coverage for electrical trades.

Plumbing & HVACTools, liability and installation floater for mechanical and plumbing contractors.

RoofingHigh-risk trade coverage including liability, equipment and crew protection.

Excavation & CivilHeavy equipment, site liability, and environmental coverage for earthwork contractors.

Finishing TradesDrywall, flooring, painting and finishing contractors — tools, liability, and auto.

LandscapingLiability, equipment, and vehicle coverage for landscaping and grounds operations.

Other TradesWe support all specialty trades. Speak to a broker about your specific operation.

Request a Quote for Your Trade