Commercial Coverage

Fleet & Commercial Vehicle Insurance

Commercial auto insurance for business vehicles, delivery fleets, service trucks, and specialized commercial vehicles across Ontario and Canada.

Who We Cover

Coverage for any business that puts vehicles on the road.

If your business owns or operates vehicles — from a single service van to a multi-unit fleet — you need commercial auto insurance. Personal auto policies do not cover vehicles used for business purposes. We work with carriers to build fleet programs that reflect your vehicle types, driver pool, and usage patterns.

Our brokers help businesses manage driver risk, fleet schedules, and claims to keep premiums in check over time.

Core Coverages

What a commercial fleet policy typically includes

Third-party liability (mandatory in Ontario)

Collision and comprehensive

Accident benefits

Uninsured motorist coverage

Non-owned vehicle coverage

Fleet scheduling and blanket options

Driver risk management programs

Delivery FleetsCommercial auto for courier, parcel delivery, and last-mile distribution vehicles.

Service & Trade VehiclesVans, trucks and utility vehicles for contractors, plumbers, electricians, and trades.

Trucking & TransportLong-haul, regional and short-haul commercial truck insurance for carriers.

Corporate FleetsMulti-vehicle fleet programs for businesses with employee-driven vehicles.

Construction EquipmentOn-road and off-road coverage for dump trucks, loaders and construction vehicles.

Food & CateringCommercial auto for food trucks, catering vehicles, and mobile food businesses.

Non-Emergency MedicalCommercial auto for patient transport and non-emergency medical vehicles.

Any Commercial VehicleWe cover all commercial vehicle types. Speak to a broker about your fleet.

Request a Fleet Insurance Quote